Financing for Every Type
of Rental Property Investor
From first-time buyers to experienced portfolio builders. Conventional loans, DSCR financing, and bridge loans from trusted lenders.
Disclosure: We may earn a commission if you choose one of these lenders. This helps keep our calculator free for everyone.
Start with Conventional Financing
Best rates and terms for investors with W-2 income and good credit scores
Rocket Mortgage
America's largest online mortgage lender. Perfect for first-time rental property investors seeking conventional financing.
Better.com
Tech-forward mortgage lender offering investment property loans with a streamlined digital experience.
DSCR & Portfolio Financing
No income verification needed. Perfect for self-employed investors and portfolio builders
Lima One Capital
Industry-leading DSCR loans with no income verification. Perfect for experienced investors building their portfolio.
LoanDepot
Major national lender offering both conventional and portfolio loan options for serious real estate investors.
Bridge & Hard Money Loans
Fast funding for value-add deals and renovation projects
Groundfloor
Fast bridge loans for fix-and-flip and BRRRR strategy investors. Quick funding for value-add deals.
Which Loan Type Is Right for You?
| Loan Type | Best For | Down Payment | Income Docs |
|---|---|---|---|
| Conventional | First property | 15-25% | Required |
| DSCR | Portfolio building | 20-25% | Not required |
| Portfolio | Multiple properties | 25-30% | Varies |
| Bridge/Hard Money | Fix & flip | 10-30% | Not required |
Ready to Get Pre-Qualified?
Compare rates and terms from multiple lenders. Find the best financing for your investment strategy.